• Tarquinn2049@lemmy.world
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    5 months ago

    2019, back in #avocadotoast days. When apparently we wasted our money on extravagances like “not the cheapest fruit/vegetables”. Which wasn’t even the case. We literally didn’t even do that, we 100% had to eat the cheapest fruit/vegetable, if we were lucky enough that any fruit or vegetable met our budget. They were so out of touch that even their attempt to find a minor extravangance they thought we could afford to waste money on but shouldn’t, was inaccessible.

    • zephorah@lemm.ee
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      5 months ago

      What’s bizarre about the avocado toast thing is avocados were 2-4/$1 or a whole whopping $.79 ea then.

      • Donkter@lemmy.world
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        5 months ago

        Not that it makes it a better argument, but the meme was that millennials were going out to restaurants for an 11$ latte and 15$ avocado toast instead of staying home for breakfast. The whole point, to them, was that coffee and avocado toast had some of the cheapest ingredients you could ever ask for.

          • Tarquinn2049@lemmy.world
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            5 months ago

            That’s the whole thing, they don’t think for themselves, they watch whatever current angry yelling guy on tv is popular at the time so they know what they are supposed to be angry and yelling about, and who they are supposed to call sheep.

        • T156@lemmy.world
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          5 months ago

          It was an Australian Senator that said that in a comment about housing affordability for young people, about them being able to afford a deposit if they weren’t so frivolous with money.

          Ironically, totting that up, and assuming that they buy that every day ceaselessly, and that the cafe never closes, it’s only 10 grand, and Australian housing prices are high enough that in most places, that’s not even enough for a 5% deposit for a $500,000 home. You would only be half-way there.

          You’d still not be able to afford the mortgage, even after buying said home.

  • Echo Dot@feddit.uk
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    5 months ago

    So follow my logic here, as it’s rather complicated. If I eat the food in the fridge, there will be no more food in the fridge.

    Anyway been poor has nothing to do with me spending money and everything to do with me not getting enough money. Rich people spend much more money than I do and yet they’re fine, so clearly the spending of the money isn’t actually the problem.

    • luciferofastora@lemmy.zip
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      5 months ago

      Rich people spend much more money than I do and yet they’re fine, so clearly the spending of the money isn’t actually the problem.

      I’m going to go ahead and appropriate that for liberal use. “Used liberally”, that is, not “used for Liberal politics”.

  • umbraroze@lemmy.world
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    5 months ago

    eat the food that’s already in the fridge

    That is such a perfect crystalline out-of-touch rich-person take that it has to be a bait. Right? …Right?

  • Soup@lemmy.cafe
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    5 months ago

    Their response:

    “Our #MondayMotivation is to get better at #MondayMotivation tweets. Thanks for the feedback Twitter world.”

    So… they’re essentially just saying that they promise to make better tweets to remedy the situation.

    #doingtheirpart

    • ameancow@lemmy.world
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      5 months ago

      They’re saying that they feel bad that they didn’t pull off the “cool, hip young attitude” that their test markets, data-points, cited studies and weeks of brainstorming sessions predicted, so now they’re going to shift around leadership in the marketing teams and try to approach their social media presence from a different angle, one that appears respectful of modern social issues but also not afraid to throw out some media-safe zingers from time to time! Additionally, a newer model of AI to help reply to questions will surely connect with the people who are all so amazed by AI technology.

      That sense you get reading this, that overwhelming desire to find something tall to hurl yourself off of… that’s the reason we haven’t done anything about climate change. We are answering the call of the void because we know deep inside there’s no hope.

      • Flying Squid@lemmy.world
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        5 months ago

        But they will never admit that making “humorous” and “irreverent” tweets are not something people actually want to read from a fucking bank.

        • ameancow@lemmy.world
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          5 months ago

          The point is they don’t even think this way to begin with. They don’t think in terms of “human connecting with other humans” they are looking at us like a liquid. A set of probabilities and factors and challenges to extract as much money from as possible via literally ANY kind of psychological manipulation they can legally employ… and it’s not like there’s any laws about “not coercing or manipulating customers” so there’s almost no limit to what companies can get away with. We only really notice it when it falls flat like this, but the more successful marketing campaigns are far more subtle and effective, and you will have your free-will compromised without realizing it.

          Source: worked in marketing for a few years, felt the soul being extracted from my body every day I worked there.

          • SoleInvictus
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            5 months ago

            Marketing is truly the worst. A friend of mine studied psychology and his classes were inundated by industry trying to convince them to go into marketing.

            You can’t interface fairly and honestly with people. No, you have to use how their brains work to trick them into buying your products!

            /s

    • Guntrigger@sopuli.xyz
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      5 months ago

      Come on now, they said you can have some at home. Now go and retreat into the tiny box that you pay half your salary on and enjoy your life peasant.

  • k0mprssd@lemmy.zip
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    5 months ago

    worst bank ive ever had the displeasure of using, they’d take a $12 “service fee” out of my account that I was using for savings for not having direct deposit set up for it, while I was struggling financially. way to kick someone while they’re down.

    • Pandantic [they/them]@midwest.social
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      5 months ago

      Nearly all banks are expensive or downright predatory to poor people. Some more than most. I once was overdrawn $0.12 because of a miscalculation. I was hit with a $35 overdraft fee. So now, I’m $35.12 in the hole when my (already not cutting it) paycheck arrives.

      PSA: You can turn off “overdraft protection” on your debit/credit card and they will just reject it. If I knew that sooner, I would have saved so much money!!

    • czardestructo@lemmy.world
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      5 months ago

      Or small regional banks! They called me once when I wrote a huge check for a contractor but forgot to move the money, nice lady at the bank said I had enough money it just wasn’t in the right account and the check is going to bounce, she inquired if I wanted to move the funds so the check would clear. Yes please! Closed all my other bank accounts with other banks and never looked back.

      • mlg@lemmy.world
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        5 months ago

        I deadass watched a regional bank get bought out by chase. Went from 4.8 to 3.0 stars overnight.

        Removed the teller desk a year later so it basically became a building sized ATM.

        Thankfully there’s another regional bank that refuses to be bought out the same way, and also a larger credit union that has a branch in the area.

    • Flying Squid@lemmy.world
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      5 months ago

      I have only not gone with a credit union for a year of my adult life. I’m 47 now. It was a big fucking mistake too. Never again.

      So many extra and unreasonable charges.

      • AngryCommieKender@lemmy.world
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        5 months ago

        In navy boot camp they require you to open a new bank account with your choice of either the Navy Federal Credit Union, or some other banking institution. You can tell which one I went with, since I can’t remember the name of the bank that they offered. They do this to ensure that young sailors are paid into an account no one else has access to. Far too many veterans got out expecting four or more years worth of pay to be waiting in an account, only to find their parents spent it all.

  • cumskin_genocide@lemm.ee
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    5 months ago

    I know quite a couple of people making about 150k+/year and they live paycheck to paycheck. They spend money like it’s nothing and can’t save any money. This one person had to move back in with their parents after they lost their job after 10 years. They were making at least 150k/year for ten years and had no savings. They didn’t even have any debt. They just spent every dollar they made. There are a lot of people like that and I would imagine the tweet is referring to those personality types. Like I know this one guy that took an Uber just to go 2 blocks.

    • VinnyDaCat@lemmy.world
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      5 months ago

      My old man was like this. It always felt awkward though because he made more money than a lot of my classmate’s parents combined but it didn’t show because he spent it so quickly. We rationalize it a lot by thinking about how he grew up in extreme poverty. That said, he stroked out when I was a teenager and there was nothing to fall back on afterwards.

  • Flying Squid@lemmy.world
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    5 months ago

    Chase has apparently never read the famous work of literature, “Old Mother Hubbard.” But then it may be too difficult for them.