I blow hot air.

  • 11 Posts
  • 321 Comments
Joined 1 year ago
cake
Cake day: July 6th, 2023

help-circle



  • Vent@lemm.eetoMicroblog Memes@lemmy.worldPassive income
    link
    fedilink
    English
    arrow-up
    8
    ·
    1 month ago

    Not paid enough to say “no refunds” but given the ability to authorize giving out money for unofficial reasons? If it’s unauthorized, then they’re essentially stealing cash and assuming an extremely high risk of getting fired to avoid confrontation.

    I’ve never worked a gas station, but I’ve worked fast food and I would have been fired soooo fast if I were giving out unauthorized refunds. Maybe even prosecuted if the amount was large enough. I’ve seen people fired for less.






  • Compared to dumping white phosphorus over hospitals and refugee camps, killing 2 (?) children during an attack that targeted hundreds/thousands is many orders of magnitude more precise. I hate dead innocents as much as anyone, but you gotta admit the pagers were effective and included way less collateral damage than the methods Isreal has employed in recent history.

    The point of the post isn’t to praise the pagers attack. It’s to point out that Isreal is capable of causing less collateral damage in Gaza but chooses not to.




  • Ideally, you set aside 3 to 6 months worth of your typical monthly spending to cover (some) emergencies and job loss, then invest everything else. 401(k) is still tax advantaged in the same way as an IRA, and you can typically do roth contributions to a 401(k) too. So there are benefits to going above your employer match.

    But, you’re right that you don’t want to trap all of your money into a retirement account either. You’ll probably want to make large purchases like a car or house. In that case, you plan out a timeline and invest in less risky things depending on how far out you plan to purchase said thing.

    The overall idea of “invest in index funds as much as possible” can be applied generally, but the amount that you contribute and in which types of accounts heavily depends on the individual.

    I just wanted to point out that 401(k)s without employer matching are basically just IRAs with high yearly caps because it took me a few years to realize that, and I fancied myself financially literate. It can be a good idea to contribute more, so long as you don’t need the money elsewhere.