Assuming I have a time horizon >10 years.

Edit: thanks for all the replies!!

  • Tiefling IRL
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    6 hours ago

    Right that’s about all they cover, the freak stuff that costs thousands. But for routine visits, vaccinations, and even small conditions that aren’t life threatening, they’re useless.

    • Kayday@lemmy.world
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      4 hours ago

      Correct, but thankfully that won’t be a surprise since it is evident when you are enrolling. It’s up to each pet owner to decide if that’s worth it.

      In our case, a few hundred dollars per year to make ER visits financially bearable is a good value.