It’s like they all miss the “subject to final accounting and receipt of good funds”, even the reps they (claim to) speak to, as though that single phrase doesn’t show exactly what the issue is. I guess the magical legalese allows them to ignore whatever text is convenient at the time, conveniently.
They always read the fine print except when they need to read the fine print.
Honestly, it feels even less final than that. From what I can gather, knowing next to nothing about loans and shit, this looks like they secured financing. This is a financing agreement, and doesn’t that mean that they just owe money to someone else? The lien was removed because someone else fronted them the money, no? Maybe an actual adult that has bought a house or a car can speak on this.
When I made the last payment on my student loan I got a similar letter. Something along the lines of “it appears you have made your last payment, but we still need to review the account to confirm. If you dont get another invoice from us then it’s all good.” I then got an invoice for about $1 which was the interest that gained on the account from the time I mailed the last cheque and the time they cashed it.
I’m going to assume this person sent in something that looked like a payment which triggered the “looks like you made your last payment” letter but then accounting realized the payment was phony and sent an invoice.
Wait, you paid off your student loan and not your great-grandchildren?
I did the same in my mid 30s. It’s called money management. It’s a skill that has mostly been lost to us boomers.
It has nothing to do with money management. It’s virtually impossible to pay off student loans anymore. People pay them off until they die now. That you’re a boomer is why you were able to do it. College was affordable when you went.
Ok…this boomer held three jobs to pay for his first year of college and got loans for his last three. I really don’t have any idea what the hell you’re talking about claiming that college (let alone life) in NYC was affordable. Don’t be jealous that we understood how to get GSLs and PELL grants while you and lots of your generation fell for the private companies ripping off students who wanted “free” rides. Your generation screwed it up so damn bad, that’s why Biden is forgiving student loans.
How much was one year of college for you?
Because it’s this much now.
https://educationdata.org/average-cost-of-college-by-state
Also, which generation is mine? Just curious.
You’re correct. When i refinanced my house i paid off the loan with one company using the loan from the other company.
C’mon Toyota, they even sent in a sandwich, what more do you want?
I’m really curious about the W4 sammie…
They believe that the government has a secret account with some millions for each citizen and that it you do the magic, the government will do the buying of things for you.
The same government that has no authority over them because, uh, reasons
Exactly. It owes them everything while they owe it nothing.
I can’t explain it adequately I’m afraid because it gives me a migraine when I try to understand. It’s an attempt they make at trying to get taxes paid back from the IRS through magical paperwork is the best of my understanding.
Here is one of their attempts.
Hey, Frank. This guy wants us to audit all these companies.
Goddammit! I thought this was going to be an easy Friday. Let me get my auditing shoes.
Oh wow, they even want the company to tell THEM what they messed up and failed to file.
Go to Johnnie’s. Ask for the W4 Sandwich. Best fucking sandwich ya ever had in your life.
What’s a secured email?
They’ll send you an email with a link that you need a password to get into or the attachments are encrypted. I’ve seen it used mainly in clinics for HIPAA compliance and law offices.
Oh those. That seems way too extreme for that correspondence, though.
I think I also had to do some secured email thing to send/get my university transcripts. Like they would send the grad schools I applied to a direct link over secured email, to prevent students from forging or editing them before sending them to grad schools
Good question.
It usually just means encrypted or hosted on a password protected site.
Makes me think of the novel cryptonomicon where the guy had to encrypt and decrypt every message on his finex (may be misremembering that one) laptop.
For those that aren’t familiar it’s from the late 90s so tech is dated but a pretty fun novel that deals with cryptography, by Neal Stephenson, long but enjoyable.
