Other countries have them as well but the US has the most pervasive one.

Your credit score is based on the history of accounts and payments. If you have late payments it goes down. If you have many accounts for a long time in good standing it is goes up. A person who has many accounts and has paid off everything for 15 years might have a score of 800. Someone who has missed credit card payments and has things in collections might have a 550.

When you go to get a loan for a house or car the high credit score person might be given a 5% loan and the low credit score person no loan or a very poor rate sometimes over 20%. It can take years to change your credit score.

He is the 21st most popular Twitch streamer and the most popular left wing Twitch streamer. His Uncle is Cenk who is co founder of The Young Turks. He is very very well known for actual Left wing politics.

How? I don’t get it. I’m not gonna go learn how to draw well just so I can shitpost. I’m not taking an artists job by using GenAI to make a picture of a Cat driving a moped. Using GenAI is not power intensive only training GenAI is and people using or not using it for trash memes isnt going to change if they chose to train another AI model.

There is also the legality of it and if it is treasonous. The one person at least the senators have some saftey nets from the Supreme Court but they still are at risk here.

I drink milk, but milk isn’t superior to oat milk.

mammal milk has specific ingredients that are meant to specifically feed infants of that animal. So its often high in fat and has specific things that are meant to be digested by that animal. Breast milk from a human has special ingredients that help digest the high lactose content and those ingredients are not in other milks.

Now Oats have been designed over years to be digested by humans and other animals. They propagate by being consumed and then travel to other areas post consumption. The nutrition in oats and other vegetables is mostly there specifically to drive animals like us to eat them so that we propagate them.

Do people want to go back to the system that was used before credit scores? Where the person serving the loan just made the choice based off if they thought you seemed trustworthy? Aka were a white man who went to the same church as them.

Milk is just watery fatty cow food with some extra steps involved.

I get it, but we should as a community try to be better than that.

AI won’t fail. It already is past the point where failing or being a fad was an option. Even if we wanted to go backwards, the steps that were taken to get us to where we are with AI have burned the bridges. We won’t get 2014 quality search engines back. We can’t unshitify the internet.

That AI is the one you make or at least host. No one is going to host an online AI for you that is 100% ethical because that isnt profitable and it is very expensive.

When you vilianize AI you normalize AI use as being bad. The end result is not people stopping use of AI it is people being more okay with using less ethical AI. You can see this with folks driving SUVs and big trucks. They intentionally pick awful choices because the fatigue of being wrong for driving a car makes them just accept that it doesn’t matter.

It feels dumb, it is dumb, but is what happens.

Nestle bottling water is bad, so my solution will be to never drink any water and make fun of people who do. This is how it always comes off to me.

You are supposed to, but it is only insured to 250k. That might seem like a decent amount but if you suffer inflation and a government that is inclined to decrease FDIC rather than increase, you might end up not really getting much value out of that cash.

250k is not a very big nest egg for retirement.

Your funds might be in a HYSA but the bank holding them probably has them in stocks and bonds.

So if the stocks fall enough you won’t have your money anyways.

Now you could say you want to hold onto cash instead, but the only fix for the banks not having money is to print money which makes cash worth less.

Okay but what if you held gold or other minerals. Well the value of those comes from the perception that they could be used to trade when other things fail, but even if milk is $500 a gallon no grocery store is going to take gold as it isn’t able to be insured and tracked. So the value of gold also will drop as it can’t actually be used for goods and services.

So basically you can’t isolate yourself and protect yourself from societies stupidity. Its all a gamble and maybe your option works out or maybe it doesn’t but there isn’t a clear way to avoid the problem.

Specifically for a new viewer who wants 3 shows that would be different and enjoyable:

TNG:

The Inner Light, Cause and Effect, Lower Decks

DS9:

Duet, The Visitor, Trials and Tribbleations

The only people who progressives lose to are the Democrats. Even in cases where they win a primary they get kneecapped by the DNC. Most US progressives come in with wild ideas like making the rich pay things instead of poor people. Making sure water is clean. Keeping the government out of our bedrooms. Governing rather than blustering. They also tend to be relatable as most have worked at least one real job in their life.

I hearby ask you to fight whatever battles you want, as long as you’re not a dick to anyone about it. Hopefully this frees up any confusion.

I believe the rule is any food that is perfect for eating on the road while you drive 45min from your first job, to your second part time night shift job. All of that kind of food doesn’t exist in Europe or at least isn’t popular for some reason.

It is the progressive party. But they can’t win a local council seat let alone any valuable position. But they run for President every year and normally run one of their established candidates. The right gains more by supporting them.

That said funding is questionable. They normally have their primary debate around a rental folding table. Im shocked they can even afford chairs.

This is a fantastic reason to talk to a therapist.

You won’t ever really trust your friends or family who say you did nothing wrong. Other folks will try to explain it away but it doesn’t help either. Most people dealt with this and it sucks and when it hits you when you are vulnerable it can hurt for a long time.

Focus on who you are and who you want to be and building your confidence. Focus on boundary setting and clear communication with people in general. These are skills it sounds like you struggle with based off the problems you are stressing about.

It can be scary for anyone regardless of gender. I’ve twice had really bad reactions, once life threatening, after a break up and I’m a big man.

That doesn’t mean anyone is wrong for ghosting or getting ghosted. I just want to highlight that trying to focus on gender as if it matters is the same as focusing on race or size or religion. You shouldn’t say that a black person should expect to get ghosted because some people have had bad experiences with black people.

Look maybe this person is terrible and deserved to be ghosted. Maybe the other person was awful and ghosted them to hurt them. Maybe it was just an unfortunate reaction due to personal stress. But no one deserves to be told their gender makes them just need to just suck it up and expect it. Having to deal with the stress and self doubt that comes from having someone who you thought was a part of your life decide to cut you out instantly, it sucks.

Why is your hobby more important than their hobby?