• Flying Squid@lemmy.world
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      1 year ago

      Why should people have to pay back their student loans when corporations didn’t have to pay back their much bigger PPP loans?

      • orangebussycat@lemmy.world
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        1 year ago

        Because those loans were dischargeable when they applied for them, whereas students agreed to pay back what they borrow.

          • orangebussycat@lemmy.world
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            1 year ago

            Without PPP loans half the country would be unemployed and the economy would be a disaster. Meanwhile, a college education increases your lifetime earnings by $1.2 million, so you’re just being greedy and asking for a bailout.

            • Flying Squid@lemmy.world
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              1 year ago

              Meanwhile, a college education increases your lifetime earnings by $1.2 million

              How much of that $1.2 million goes to paying back loans with interest?

              • orangebussycat@lemmy.world
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                1 year ago

                The average federal student loan debt is $37k. If you can’t afford 37k over the span of several years you need to reexamine your financial decisions.

                • Flying Squid@lemmy.world
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                  1 year ago

                  Sure, if you ignore interest, it’s easy to pay off that $37k. Too bad there’s interest and people are paying more on that than their original loan was worth. People with good jobs. How are you unaware of this?

                  • orangebussycat@lemmy.world
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                    1 year ago

                    The $37k includes interest, and even if it didn’t, your loan is heavily subsidized. Without the federal government’s guarantee, you would need to fork over collateral and your APR would be double digits. The government is already giving you a massive handout and you have the nerve to ask for more.

    • naho
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      1 year ago

      But it is an imaginary concept; beyond the value we prescibe to it, money means nothing. The money Biden attempt to cancel out before and the lesser amount he is attempting now is only money indebted to the United States Government; who like anyone else can and should be able to forgive debts owed to them at their will and leisure. Conservatives love to talk about small government and the benefits of private business, so why do they care about the private business of the government?

      If you say something to the effect of “it’ll raise taxes!” It won’t, as the debt owed by students is wholly unrelated to the debt owed by the U.S. government or it’s expenditures. They could use the trivial amount for those things, but student loans payments have been mostly frozen for a while so its not like the government is recieving it anyways.