• Flying Squid@lemmy.world
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    1 year ago

    Why should people have to pay back their student loans when corporations didn’t have to pay back their much bigger PPP loans?

    • orangebussycat@lemmy.world
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      1 year ago

      Because those loans were dischargeable when they applied for them, whereas students agreed to pay back what they borrow.

        • orangebussycat@lemmy.world
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          1 year ago

          Without PPP loans half the country would be unemployed and the economy would be a disaster. Meanwhile, a college education increases your lifetime earnings by $1.2 million, so you’re just being greedy and asking for a bailout.

          • Flying Squid@lemmy.world
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            1 year ago

            Meanwhile, a college education increases your lifetime earnings by $1.2 million

            How much of that $1.2 million goes to paying back loans with interest?

            • orangebussycat@lemmy.world
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              1 year ago

              The average federal student loan debt is $37k. If you can’t afford 37k over the span of several years you need to reexamine your financial decisions.

              • Flying Squid@lemmy.world
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                1 year ago

                Sure, if you ignore interest, it’s easy to pay off that $37k. Too bad there’s interest and people are paying more on that than their original loan was worth. People with good jobs. How are you unaware of this?

                • orangebussycat@lemmy.world
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                  1 year ago

                  The $37k includes interest, and even if it didn’t, your loan is heavily subsidized. Without the federal government’s guarantee, you would need to fork over collateral and your APR would be double digits. The government is already giving you a massive handout and you have the nerve to ask for more.

                  • Flying Squid@lemmy.world
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                    1 year ago

                    Funny, then, how people are paying more in interest than their original loan cost and are being buried in the debt.

                    I guess everyone but you is stupid.