• SavvyWolf@pawb.social
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    6 months ago

    They 100% would stop you if they could.

    It’s why Google’s website DRM thing was so scary.

      • ramble81@lemm.ee
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        6 months ago

        Basically Google wanted to put checksums in webpages and then not render the page period if the checksum didn’t match and said checksum could only be verified by “approved” browsers that had the correct certificate (which surprise was Chromium only browsers such as Chrome and probably Edge). As such you wouldn’t have been able to run any adblockers as that would change the checksum and the way the page was rendered. They could also then go one step further and do a Denouvo type set up to make sure the OS wasn’t being altered.

        • RecluseRamble@lemmy.dbzer0.com
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          6 months ago

          Yes, I know about what they attempted (actually published some of it already in an official repo).

          But why you talk in past tense? Have they reverted the changes and publicly pinky-promised not to do it?

      • SavvyWolf@pawb.social
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        6 months ago

        Okay, so I originally was going to go in a long rant about how they’re still doing it, but decided that it didn’t really add much to the comment, so removed it.

        Afaik they’ve, for now at least, shelved it in browsers, but are still going ahead in Android webviews (as part of their war on Youtube Vanced).

        • umbrella@lemmy.ml
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          6 months ago

          i guess they will probably try again with a new name later when the dust settles. can never trust them.

          what about android webviews, i thought it isnt related to vanced? how do they plan to kill vanced this time?

  • gbzm@lemmy.world
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    6 months ago

    I actually heard something about that in class not long ago

    The story is that Android’s security heavily relies on the compartmentalization of apps that lives in the android layer, over the Linux kernel. Apparently, that functionality works in part because only this layer can perform operations that require root access, no app or user can. So software that allows you to root your phone apparently breaks this requirement, and makes the whole OS insecure. He even heavily implied that one should never root their phone with ‘free’ software found on the internet because that was usually a front for some nefarious shit regarding your data.

    I’m just parroting a half-understood and half-remebered speech from a security expert. His credentials were impressive but I have no ability to judge that critically, if anyone knows more about this feel free to correct me.

    • johannesvanderwhales@lemmy.world
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      6 months ago

      Isn’t saying that allowing apps to have root lets them access anything just describing what root is? A rooted phone doesn’t have to give superuser access to every app.

      • dan@upvote.au
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        6 months ago

        A rooted phone doesn’t have to give superuser access to every app.

        Sure, but apps that run as superuser can access anything, including the data and memory for banking apps. A big part of Android’s security model is that each app runs as a different user and can’t touch data that’s exclusively owned by another user.

        • johannesvanderwhales@lemmy.world
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          6 months ago

          It just means you need to trust apps that you give root access to, or only give elevated privileges during the very specific times when apps need them. Root isn’t something people who don’t know what they’re doing should be messing around with, I guess. But I’d think a lot of people who root their phone know and accept the risks.

          • dan@upvote.au
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            6 months ago

            People like you or I may know what we’re doing with a rooted device, but I think the issue for the banks is that they can’t guarantee that someone with a rooted phone knows what they’re doing or isn’t using a malicious app, so they have to be cautious and block all rooted phones.

            An app that requires root may look like a normal app but it could be a trojan that modifies banking apps in the background (eg patches them on disk or in RAM so transfers done through the app go to a different recipient). There’s been malicious apps in the Play Store in the past, and rooted apps have way less oversight - some are literally just APK files attached to XDA-Developers posts or random blog sites.

            • johannesvanderwhales@lemmy.world
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              6 months ago

              I take your point, and I’m sure you’re right about the banks’ rationale, but in my own view it does not seem like it should be the banks’ decision to make.

              • qjkxbmwvz@startrek.website
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                6 months ago

                As soon as a bank offers any sort of fraud protection, though, security becomes a bank issue (in addition to a “you” issue).

                Not at all saying I agree with the banks on this, but I think that may be part of the thinking.

                • dan@upvote.au
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                  6 months ago

                  This is a good point. The bank needs to do as much as they can to reduce fraud risk, and they’ve probably found some correlation between rooted phones and a higher likelihood of fraudulent transactions. Some banks block VPNs for a similar reason - when logging in from a VPN, it’s harder for them to tell that it’s actually you vs if it’s an attacker that uses the same VPN service as you.

              • markstos@lemmy.world
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                6 months ago

                Your risk exposure is that you could lose your bank account balance. The banks risk exposure is that they could lose every bank account balance exploited by the same rooted phone vulnerability. So they evaluate risk differently than you do.

            • sepi@piefed.social
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              6 months ago

              bro I gave my nana root on her eye phone and by the end of the week she had hacked half of North Korea - the other half thought her actions were a good example of juche ideals. It was crazy ngl

      • cybersandwich@lemmy.world
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        6 months ago

        I think he was trying to say apps get access to “root features” through an abstraction layer/API calls that is controlled.

        They don’t/wouldn’t have carte blanche root access to the underlying system. It’s kinda like a docker container or VM or flatpaks/snap packages on Linux. They are sandboxed from everything else and have to be given explicit premission to do certain things(anything that would need root privileges/hardware access).

    • superfes@lemmy.world
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      6 months ago

      I wouldn’t even feel compelled to root my phones if Google would actually back up my phone instead of whatever 1/4 baked shit they’ve done thus far.

      • pete_the_cat@lemmy.world
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        6 months ago

        I’ve been using android since 2010, and it’s gotten significantly better over the years. There’s only a few things it doesn’t back up, like text messages and app data, most of which you don’t need.

        • superfes@lemmy.world
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          6 months ago

          Mine backs up my text messages, but I would prefer to backup my app data, authenticators, wallpaper, themes, games, etc., not every app is a shitty front-end to a website.

        • Urist@lemmy.ml
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          6 months ago

          It is not Android that is backing up most things though, it is mostly done by Google Services. That means that your data is effectively vendor locked-in if you want to use Android as an actual open source project. Google gutting the AOSP to this extent should be illegal (maybe even is, but might is right).

  • cley_faye@lemmy.world
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    6 months ago

    Because they want to “protect” you from “yourself”. Imagine, you could scrape your own data that you can already see.

    I’d be really worried if the security of server operation for my bank depended on the client-side. But playing devils advocate, some people will most likely point out that a root exploit on a phone may be unintentional and used to spy on people, to which I answer:

    • show me a big scary box where I can “accept the risk” and move on
    • keep in mind that if I am root on my phone, I can hide the fact that I am root on my phone and you’ll be none the wiser

    Currently, option 2 is in effect, sadly.

    • eluvatar@programming.dev
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      6 months ago

      The issue with option one is that scammers get old (or not technical) people to do stuff when they don’t know what they’re doing and click the box not knowing what they just did. So yes very frequently they need to protect people from themselves because they’re dumb, but I still expect banks to do business with those dumb people, sooo… Option 2 it is.

        • trxxruraxvr@lemmy.world
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          6 months ago

          That’s where this part becomes relevant

          a root exploit on a phone may be unintentional and used to spy on people

        • iso@lemmy.dbzer0.com
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          6 months ago

          I think I just figured it out, hang on with me.

          It’d be the tech literate person in the family. The nephew that’s working as a programmer or something like that. Now, if that nephew has some interest in stealing their uncles money, they now have access to their bank account through a freely rooted phone.

          This gives them a lot of options, which I don’t have to explain.

          Given that a lot of scams actually happen between presumed family and friends…

          Yeah I kinda get why banks are doing this

    • SkyNTP@lemmy.ml
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      6 months ago

      You deftly evaded the leading attack vector: social engineering. Root access means any app installed could potentially access sensitive banking. People really are sheep and need to be protected from themselves, in information security just like in anywhere else.

      You don’t get a “accept the risk” button because people don’t actually take responsibility, or will click on those things without understanding the risk. Dunning Kruger at play.

      Why is this prevalent on Android but not desktop Linux? Most likely a combination of 1) Google made it trivially easy to turn on, and 2) the market share of Android is significantly large enough to make it a problem warranting a solution.

      The fact that you know how to circumvent it is inconsequential to the math above. Spoiler: you never were nor ever will be the demographic for these products, in their design, testing, and feature prioritisation.

      • cley_faye@lemmy.world
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        6 months ago

        Root access means any app installed could potentially access sensitive banking

        That’s not how it work. Having a rooted phone does not turn it into a digital farwest were every application can do anything. It becomes a permission like everything else; if you only grant it to safe stuff (like, for example, not granting root to a single app but using it to customize your phone through ADB), there’s not much to see here.

        • mystik@lemmy.world
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          6 months ago

          In fact, it can be better: having root means you can arrange additional ‘firewalls’ between apps and your data , or omit/falsify sensor data the the banking app should not need, that the Google is unwilling to implement.

        • markstos@lemmy.world
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          6 months ago

          The word “potentially” was critical in the parent’s comment. A banking app cannot be assured that other apps are prevented from accessing its data when the phone is rooted.

          • cley_faye@lemmy.world
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            6 months ago

            So? If I, the customer, want to access my banking info, on my phone, with whatever means I want, I should be able to. As I said, it’s not like every app gets root access, if I, as the owner of the device, explicitly gave root access to something, it’s for a reason.

            And the main point that a rooted phone can basically hide itself from any app remains; these “detections” are trivially bypassed in the exact situation they’re supposed to detect.

            • markstos@lemmy.world
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              6 months ago

              And if you don’t want to wear a mask on your face during a pandemic, you should be able to? Not everything is about you.

              Banks practice defense in depth as other security practitioners do. Not every defense will stop every attack, so a layered, overlapping approach is used.

              • cley_faye@lemmy.world
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                6 months ago

                You really are missing the point that if the device is rooted there is nothing an app can do to protect itself. Defense in depth is layering (sometimes overlapping) solutions that do something. Detecting root and saying “nuh-uh” is not doing anything.

      • cley_faye@lemmy.world
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        6 months ago

        As long as we’ll have control over the software, it’ll be there. If we reach the point were you’re not allowed to own computers, we’ll have bigger problem.

  • kbal@fedia.io
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    6 months ago

    Google and Apple have been very successful at convincing everyone, including banks, to see the idea of users having control over their own phone-like computers as dangerous.

  • pacoboyd@lemm.ee
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    6 months ago

    Let’s be real here. Folks running Linux as thier desktop have a high chance of knowing what they are actually doing. Folks with rooted android phones have a high chance of having watched a 12 year old tell them how to root thier phone on TicTok. Which of these groups is participating in the more risky activity?

    • Flax@feddit.uk
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      6 months ago

      I never heard of someone rooting their phone due to a 12 year old on tiktok telling them to

      • pacoboyd@lemm.ee
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        I’m not saying that they did it because a TikTok told them too, I’m saying its because that’s how a lot of the younger generation happens to search.

        Just one example:

        https://www.businessinsider.com/nearly-half-genz-use-tiktok-instagram-over-google-search-2022-7

        I for one, would NOT trust some rando 30 second clickbait video telling me how to root my phone, but you can sure as shit bet that a ton of school aged children are doing that to play some cracked APK they got from a sketchy website because their parents wouldn’t buy them a 99c game.

        Those same kids have bank and google pay apps setup on their phone so they can make purchases when they are out and about. I see kids using their phone for vending machine purchases ALL THE TIME.

        Edit: Since this is a meme community, little bit of rage bait for ya: All the TikTokers coming out with the downvotes :)

        • OftenWrong@startrek.website
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          No offense but you sound SO old lol. Tiktok isn’t just full of 12 year old’s and hasn’t been since, well, probably since covid started. With what a shit show standard search engines are these days I don’t blame them for searching what they know. There’s plenty of good info on tiktok that’s being presented by people that know their craft. The short format is nice too because it keeps them from telling their whole life story before they show me what I need to know.

          The fact that you’re just basing your whole opinion here on an article kinda says it all really. I would have hoped my generation would outgrow this boomer bullshit but here we are.

          Y’all are so worried about using things like Google pay but it’s going to become a standard whether you like it or not. It’s just another way to pay for shit and banks reimburse scammy bullshit just like they do if your card info gets stolen.

          • pacoboyd@lemm.ee
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            Nah, the article was something I went searching for after the fact. I guess “old” is in the eye of the beholder. My 8 year old thinks I’m old.

            Just your bog standard Millennial here though. Started out with no tech growing up, and basically grew up along side and with the modern era of technology.

            As for search engines, I agree, that’s why I use a selfhosted SearXNG instance. It’s not shoved down your throat google ads (much more akin to what google was 5 years ago or older), but TikTok surely isn’t the answer for “specialists in their field”, just like I wouldn’t have used Vine to source specialist knowledge before that. The problem with the format is there is to much “jumping to the end” without understanding why. You literally cannot get into the “why” in short video format, it’s a bit like “and now your draw the rest of the owl”.

            I actually feel like some of the youngest generations while “perceived” to be technical because they grew up with tech actually lack much of the deeper understanding of how that same technology works. This is gonna sound very much “in my day we had to walk uphill both ways” kinda thing, but we did actually have to struggle with technology growing up. If you wanted it to work, you had to frequently do it yourself, and figure out why something wasn’t working with out reddit or online forums sourcing thousands of technical people. I use those skills to this day and it’s a skill I try and mentor into new hires at work.

            I recall once early in my career, I caught a co-worker attempting to perform a change on a server for a Fortune 500 financial company using instructions on a webpage that looked like it was from a 1990’s Geocities website (this was probably 2012, so not sure where he even found it!). I slammed his workstation closed so fast and walked him into a conference room. Being “old” doesn’t mean out of touch, but it does often mean wiser.

            Edit: Also, not sure where you got that I’m against google pay, venmo, paypal, square, amazon pay or any of those apps, I have them all installed on my phone. What I AM saying is that those apps are at risk to people who root their phones and install applications from sketchy sources. My point about kids using their phones at vending machines was to prove they are probably MORE at risk because they don’t understand the hows or whys to what they did when they rooted their phone and installed Minecraft (or any game!) from a sketchy crack page.

            • OftenWrong@startrek.website
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              If any of the younger gens have a lack of understanding in tech then it’s on us. It’s on the older gens. We failed to guide them and push for the kind of education that they needed. Millennials, older millennials especially, were kind of privileged in this regard because we grew with the tech. We HAD to figure it out or just not interact with it. It’s not like we’re just built different or anything we just had different opportunities to learn. I don’t see how “watching a 30 second video by a 12 year old on tiktok” is realistically different from watching the video by a 12 year old typing in a notepad on YouTube that I used the first time I rooted a phone.

              I swear every single generation makes things easier for the next and then immediately complains about “kids these days” and their lack of struggles

              • pacoboyd@lemm.ee
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                6 months ago

                You may have missed where I specifically said I mentor new hires for those skills.

    • JasonDJ@lemmy.zip
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      This is the real problem.

      Far too many people with rooted phones having no business with a rooted phone, installing whatever from wherever with no regard to the security implications.

      At least people with root on a Linux system, by default, are going to be more knowledgeable in that regard.

    • maynarkh@feddit.nl
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      6 months ago

      12 year old tell them how to root thier phone on TicTok

      The real pros learn from Indian guys on Youtube

      • pacoboyd@lemm.ee
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        Can’t tell if this is serious question or not, but for the end user. Lemmy is a bit of a technical microcosm, so while we might not want protection from ourselves, the MAJORITY of people out there are not technically savvy. So while not everyone has a linux workstation (lets assume 2-3% based on some reporting) Android has an approximate 70% worldwide market share. So that means the VAST majority of people running Android probably can’t be trusted to plug in a toaster correctly. This is the same reason there are guiderails on roads with steep embankments.

    • rtxn@lemmy.worldM
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      The last time I rooted my phone, I used a sketchy app I downloaded from megaupload (man, I’m getting old) that may or may not have given that phone superherpes. You are not wrong.

    • Anna@lemmy.ml
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      6 months ago

      But what about those of us who are running degoogled GrapheneOS.

      • pacoboyd@lemm.ee
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        I think you probably fall into that 3% I talked about in my other comment. I bet you know how to block apps from detecting root too, so probably not a good faith argument.

    • zolax@programming.dev
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      maybe it’s just me, but isn’t it quite hard (at least for people not confident doing technical stuff) to root a phone?

      like a decade ago the bootloader may have been unlocked by default and for many phones there were exploits so that they could be rooted with an app, but nowadays you would have to:

      • unlock the bootloader by installing ADB and fastboot drivers, booting into download mode and run terminal commands that would reset your phone in the process; and for some phones, you would also need to shorten a test point and for quite a few of them nowadays, unlocking the bootloader is impossible
      • boot into download mode and flash a custom recovery with fastboot or potentially with Odin or some other proprietary software (or sometimes you can root from download mode)
        • for some newer (including Samsung) phones, you also need to disable dm-verity otherwise your phone wouldn’t be able to boot into Android
      • boot into recovery mode and finally flash (probably Magisk) an image to root the system

      I guess there are usually detailed instructions for this, but I doubt that most people rooting their phones now would be non-techie people who are just watching generic online tutorials. they would most likely stumble upon XDA or other forums that would have proper instructions. and even then, they are not very beginners friendly as they aren’t usually supposed to be followed by people with little to no experience with using the command-line, drivers, how Android phones work internally, etc.

      • pacoboyd@lemm.ee
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        Making my point for me. Those short form videos have very little chance of being right or accurate. They may have you going to some sketchy link and download and app that is supposed to do it for you etc etc.

        My point is the people at risk don’t know they are participating in a risky activity. (not if they successfully rooted their phone or not).

        • zolax@programming.dev
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          ah, okay, that’s fair. in terms of short-form social media that tries to engage you, I’d expect little warning and for children especially to take more risks when encountering this type of content.

          Folks with rooted android phones have a high chance of having watched a 12 year old tell them how to root their phone on TicTok.

          I was more focused on this, though, because this sentence implied that you could successfully root your phone with short-form, likely phone-generic tutorials when the process nowadays is much more difficult and technical

    • YAMAPIKARIYA@lemmyfi.com
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      6 months ago

      I unrooted my phone because Google making things harder every time was just not worth the benefit to me anymore.

  • MonkderDritte@feddit.de
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    6 months ago

    I was once working for a project in a bank, a developer answered me to why they go app only, because “you don’t know what people do with their browser”.

    It’s only about the feeling of control (and some paranoia), not about security.

    • Faresh@lemmy.ml
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      What I find interesting is that my bank has kind of the opposite stance. It allows you to do a lot more things if you login via their website and I think they overall trust your actions more if you do it over the browser, but you are required to pass a lot more security checks, while on the app a PIN is enough, but it also doesn’t allow you to do as much.

  • the_crotch@sh.itjust.works
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    6 months ago

    Does your bank have a Linux application? Of course not, you’re using the website. So why not use the website on your phone?

    • Waffelson@lemmy.worldOP
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      Most of the mobile sites I visited seemed to have only one goal, to get you to use the app and the mobile interface is often so bad that you’d better use the app

        • Scrollone@feddit.it
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          6 months ago

          In the EU you have to verify your identity every time you log into your bank. You either need a physical token or you can use a mobile app to verify it’s really you

          • ahornsirup@sopuli.xyz
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            No, you don’t. That’s your bank or maybe an Italy thing, but I can login without providing anything beyond my username and password. I do need to use an app to authorise transactions, but not for logging in and viewing my account balance or transaction history, pending transfers, etc.

          • tocopherol@lemmy.dbzer0.com
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            6 months ago

            Why do I need to use a mobile website? I guess the comment I replied to was meaning they require their app for mobile banking vs browser which I should have realized

            • JackbyDev@programming.dev
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              The comment is deleted now but it said something like “I’ll tell the bank I don’t have a smart phone so I can’t use the app” implying this would force the bank to allow them to use a mobile website.

              • tocopherol@lemmy.dbzer0.com
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                What I misunderstood was what the bank required an app for, in my very sick and sleep deprived mind I thought they were saying banks required you to install their app to get service from that bank in any form which I thought was absurd, but that doesn’t seem to be the case.

                • JackbyDev@programming.dev
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                  Ohhhh, I see. Yeah, that is not the case anywhere I know of. Also, I hope you feel better soon tocopherol

  • unalivejoy@lemm.ee
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    6 months ago

    It’s not just root. They would prefer you not to have a custom keyboard either.

    • 520@kbin.social
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      6 months ago

      That’s actually got a solid reason behind it.

      It’s because the OSK is just another program as far as Android is concerned. It can’t directly look into the application, per Android specifications, but it CAN record key presses, even for passwords. It even receives context hints based on the metadata on the input box, so it knows when you’re putting in a password. Then it can send your data off to unknown servers.

      • umbrella@lemmy.ml
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        6 months ago

        thats a bit ironic seeing how the default keyboard on most phones are a privacy nightmare.

          • untorquer@lemmy.world
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            6 months ago

            Yeah but why it’s sending details at all. There are FOSS options which are completely radio silent. Some password managers come with their own board.

  • mr_right@lemmy.dbzer0.com
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    6 months ago

    I can’t believe I’m saying this, but thank God my country developers are incompetent.

    I was greeted with this message:“This app can’t be used on a rooted device” And I was prepared to go through hoops to get it to work. you know, fucking safetynet and all. But it turns out that the solution was just enabling zygist on Magisk.

    • ByGourou@sh.itjust.works
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      6 months ago

      Same, hiding root from my bank app was easy, no safetynet needed.

      But their NFC phone payment was something else. I had to use safetynet and google play integrity fix with fingerprint that need to be renewed and other bullshit. I sent my phone in a boot loop too because the latest version had a bug for my specific phone …

    • My bank app had this and i had to go through quite a lot of hoops. Then i didn’t have root for a while (new phone) and when i got root again i also only needed to enable zygist for it to work. So i guess they changed it?

    • nolight@lemm.ee
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      6 months ago

      I was disappointed they didn’t actually restrict the app for router devices.

  • Crow
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    6 months ago

    My bank doesn’t know for some reason. I don’t even pass (as femme but that’s not relevant) safetynet, but it doesn’t seem to care. Sadly can’t pay with my phone or watch tho

  • lemmeee@sh.itjust.works
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    6 months ago

    Btw, have you guys heard of Taler? It’s pretty interesting and I think you will be able to use it with a libre app

    NGI TALER is a pilot funded by the European Commission and the Swiss State with the very concrete objective to roll out a new, best-in-class electronic payment system that benefits everyone: people, merchants, banks, financial authorities, auditors and anti-corruption researchers. The project doesn’t have to start from scratch either, but builds on the strong foundations of GNU Taler — the privacy-preserving digital payment system developed by the GNU community and Taler Systems SA with support from the NGI initiative. This offers privacy for those that make payments, while enforcing transparency on those that sell. By providing micro payments at very low overhead, GNU Taler permits internet business models to shift away from advertising revenue or subscription models, especially for online publishers. No-risk transactions can lower transaction fees and open online payments for the underbanked population and citizens marginalized from digitalisation.

    https://nlnet.nl/taler/

    • Mikina@programming.dev
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      I tried reading the website, but Im not really sure I get it. What it’s supoosed to be? A way how to make FIAT payments thats open-sourced and private (so you dont have to pay stupid fees to banks), and it integrates into the current banking system, or is it some kind of digital currency that’s not blockchain based?

      If it’s the former - isnt any kind of payment without KYC almost impossible, since its heavily regulated? So, you can’t really have private payments in environment where there’s stupid amount of laws about how much you can actually pay without it being identifiable, for example the super small monthly limit on anonymous prepaid debit cards?

      • milicent_bystandr@lemm.ee
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        I played around with GNU Taler a while back. The payer is anonymous but verifiable (so I can’t pay with the same €3 ten times to ten people) but the recipient is known and the payment connected with the recipient, to satisfy avoiding tax evasion and fraud.

        It still anticipates merchants taking some fee, but that fee should be able to be much less, as it doesn’t depend on Blockchain (requiring so much work) but is a suitable cryptographic algorithm so 3rd party merchants can compete.

      • Mikina@programming.dev
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        6 months ago

        Oh, I see. Oh well.

        Can I send money to my friends with Taler? Taler supports push and pull payments between wallets (also known as peer-to-peer payments). While the payment appears to be directly between wallets, technically the operation is intermediated by the payment service provider which will typically be legally required to identify the recipient of the funds before allowing the transaction to complete.

        • lemmeee@sh.itjust.works
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          Your bank already knows who you are, but with Taler you will be able to make payments using libre software and the bank won’t be able to track them. I guess if you send money to a friend, their bank will know they received the transaction, but won’t know who it was from. At least that’s my understanding.

      • lemmeee@sh.itjust.works
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        It’s not a currency - just a new payment system, but I don’t know how it works exactly. In order to make payments with it, your bank has to support it. Some banks are working on integrating it now. It’s supposed to be anonymous and the transaction history is supposed to be private. Currently only cryptocurrency has such features, but it looks like Taler will change that.

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    6 months ago

    Rooted mobile devices are a reasonable signal they been have hacked and security features might be disabled or work as expected.

    It just banks, a lot of corporate security polices don’t allow rooted devices, as they could bypass mobile device management policies for devices owned by the company.

    With laptops it’s a different story. Whether users have Mac, Linux or Windows, there’s a reasonable chance they have admin access too, so checking for root access is not such a useful signal there.

    • Katlah@lemmy.dbzer0.com
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      Rooted mobile devices are a reasonable signal they been have hacked and security features might be disabled or work as expected.

      Rooted mobile devices are a reasonable signal that someone wants to actually own what they buy, and corporations want to make sure as few people think that as possible.

    • MonkderDritte@feddit.de
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      6 months ago

      So just warn the user that it’s their own responsibility and all claims are waived, instead of just saying “no” ?

      • markstos@lemmy.world
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        6 months ago

        There is parallel with masking. The bank values the safety of the whole rather than the freedom to root for an individual. You stand to lose only your own bank balance. The bank stands to lose the funds of every rooted phone that contains a banking app exploit targeting them.

        • MonkderDritte@feddit.de
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          I mean, they get that anyway with malware and security exploits. Except that rooted phones usually have a root manager, which asks for permission if an app wants to do more. And i don’t think the root user listening into the app/their own account should be a problem; because in this case the problem is with the banks’ security practice.

          Well, at least my bank doesn’t care about root or safety net.

      • Chewy@discuss.tchncs.de
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        6 months ago

        At least in the EU web browsers don’t allow for authenticating transactions (beyond a limit of e.g. 30€). Either an additional authenticator app or a standalone card reader is mandatory.

        Luckily my banking apps work flawlessly on GrapheneOS and even microG, likely because of they care about the bootloader being locked again.

          • Chewy@discuss.tchncs.de
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            Online transactions require a second factor which displays the actual amount to be transferred. This works by either an app which receives the transaction data (recipient, how much) over the network, or a device which takes the bank card and is used to scan something similar to a qr code. The device then displays the transaction data.

            This makes sure a fraudulent site can’t easily change the amount or the recipient of a transaction, even if they somehow made an identical website (or close enough).

            For remote transactions (e.g. online payments), the security requirements go even further, requiring a dynamic link to the amount of the transaction and the account of the payee, to further protect the user by minimising the risks in case of mistakes or fraudulent attacks.

            https://www.ecb.europa.eu/press/intro/mip-online/2018/html/1803_revisedpsd.en.html

            It’s not perfect, especially with people using a banking app and the second factor app on the same device for convenience sake.

            • davidgro@lemmy.world
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              6 months ago

              Interesting. If they do that in the US some day, I would absolutely much rather buy that device than unroot my phone.

      • rollingflower@lemmy.kde.social
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        6 months ago

        Not for authentication. No idea if this is not a thing, but banks here in Germany all have their weird proprietary TOTP app that checks if your device is rooted or now even if it is a “Google certified OS”.

        You can use some weird hardware device instead with the obvious drawbacks.

        • SmoothLiquidation@lemmy.world
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          My favorite thing is when banks don’t allow passwords that have spaces in them or are more than 12 characters long.

          Honestly there should be a standard of what security means, like how passwords are stored and how TOTP is implemented, and if a bank doesn’t implement it then THEY are responsible for any “identity theft” that happens on their site, not the users.

          • rollingflower@lemmy.kde.social
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            6 months ago

            Looking at you, fucking Paypal.

            Or yes, my bank wanting only numbers not even letters.

            Literally the only passwords I dont have in Firefox.

        • MonkderDritte@feddit.de
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          6 months ago

          all have their weird proprietary TOTP app

          But don’t support standards like WebAuthn or even FIDO 2.