Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.

  • Duranie@literature.cafe
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    8 months ago

    Yep - if it’s an expense I have to pay monthly anyway and might as well use one card for my expenses then pay it off every month and reap the rewards points/cash back.