Hello,

I have a question about the healthcare insurance in US.

I have heard that it is tied to your employment and the company provides for it.

So here are a couple of questions:

  1. Is there no way for an individual to get their own personal insurance and not be dependent on the company?

  2. What about freelancers, business owners and retirees? Do they forfeit their insurances?

  • Arbiter@lemmy.worldEnglish
    2·
    1 year ago

    You can buy insurance as an individual but it’s usually rather expensive.

    Healthcare.gov (Obama Care) has a marketplace one can compare and purchase plans & take government assistance if they qualify.

    • Moohamin12@lemm.eeOPEnglish
      2·
      1 year ago

      Where I am, companies provide protection which are generally pretty okay. But everyone still gets personal ones, and they do not cost too much. Perhaps, 50-100? And tend to cover the gaps the organisation’s sometimes don’t.

      Oh, and you do not have to pay extra for the company’s. It is part of your remuneration package. (we get paid less though).

      • nanEnglish
        2·
        1 year ago

        deleted by creator