Aha so you ARE taking it personally, I had a feeling. I’ll go through the math with you for the sake of discussion, name calling aside.
I have no kids, no marriage, no car payment, no student loans, no public assistance.
Take home pay after taxes and benefits is about $2500. Housing is $1500. Utilities are $250 including A/C during summer. Car insurance I’m rounding up to $150. Gas is $150. Food is ridiculous of course, looks like $250 for groceries and let’s say $150 for combined coffee/sometimes lunch/maybe a pizza here and there. Add em all up and I’m at… $2450. Like I said, I barely make it work. :)
There are many other details I’m leaving out for the sake of anonymity, and I will admit I did get lucky in some regards, but I can imagine my figures are quite extendable with someone who has a roommate or two, who got handed down a family member’s car, who has a decent side hussle, who reaps the benefits of minimizing their bills, etc.
If made 3x as much as I did, with the same monthly costs, I would be in a ridiculously better place financially. I would have a decent amount of savings and could eventually have enough for a mortgage down payment. I could even have a good set of investments that would further contribute to my income. There would be no excuse to still be struggling, hence my hostility. Not saying to not eat the rich, also not saying our system isn’t fundamentally fucked and that our current and future generations might not ever be homeowners, but I feel my original point still stands.
Aha so you ARE taking it personally, I had a feeling. I’ll go through the math with you for the sake of discussion, name calling aside.
I have no kids, no marriage, no car payment, no student loans, no public assistance.
Take home pay after taxes and benefits is about $2500. Housing is $1500. Utilities are $250 including A/C during summer. Car insurance I’m rounding up to $150. Gas is $150. Food is ridiculous of course, looks like $250 for groceries and let’s say $150 for combined coffee/sometimes lunch/maybe a pizza here and there. Add em all up and I’m at… $2450. Like I said, I barely make it work. :)
There are many other details I’m leaving out for the sake of anonymity, and I will admit I did get lucky in some regards, but I can imagine my figures are quite extendable with someone who has a roommate or two, who got handed down a family member’s car, who has a decent side hussle, who reaps the benefits of minimizing their bills, etc.
If made 3x as much as I did, with the same monthly costs, I would be in a ridiculously better place financially. I would have a decent amount of savings and could eventually have enough for a mortgage down payment. I could even have a good set of investments that would further contribute to my income. There would be no excuse to still be struggling, hence my hostility. Not saying to not eat the rich, also not saying our system isn’t fundamentally fucked and that our current and future generations might not ever be homeowners, but I feel my original point still stands.