People could literally say the same things about my financial situation, which is dire. I was on the verge of homelessness earlier this year. I have heard plenty from discompassionate people who say I could have tried harder/worked harder/done more and that my shortcomings are things I brought on myself.

They wouldn’t be entirely wrong, but I would still think they are kind of a stuck up asshole.

Same difference. Do you talk about the homeless the same way?