Goes both ways, the clauses also prevent people from abusing the system and intentionally damaging their vehicles to get repaired.
If you have a legitimate claim, there is nothing you should worry about.
I’m glad my premiums don’t go up because someone intentionally hit a car marginally in their lane “because I had the right of way”, instead of just moving slightly over to avoid the collision.
Goes both ways, the clauses also prevent people from abusing the system and intentionally damaging their vehicles to get repaired.
If you have a legitimate claim, there is nothing you should worry about.
I’m glad my premiums don’t go up because someone intentionally hit a car marginally in their lane “because I had the right of way”, instead of just moving slightly over to avoid the collision.