• brucethemoose@lemmy.world
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    1 day ago

    Too bad about crypto.

    This is the exact kind of situation it was meant to deal with: finance independent of bad entities. But it’s such a dumpster fire…

    I don’t think there’s a purer example of social media engagement hype, predatory capitalism, and disinformation ruining something neat so quick.

            • oldfart@lemm.ee
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              7 hours ago

              Their very own FAQ says:

              How to avoid digital cash expiration?

              Taler e-money is issued with a validity period. One month before the expiration date, your wallet should automatically exchange any digital cash that is about to expire for new digital cash with an extended validity period. However, if your wallet is offline for an extended period of time, it may be unable to do so. Ensure your wallet is regularly online to avoid losing money due to expiration!

              • Iapar@feddit.org
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                7 hours ago

                Jesus, that sounds like a catastroph waiting to happen.

                Depending on the length of the period and when that period starts.

                • oldfart@lemm.ee
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                  6 hours ago

                  People get sick, people get jailed, all kinds of events happen that can incapacicate you for extended periods of time

            • oldfart@lemm.ee
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              6 hours ago

              Their very own FAQ says:

              How to avoid digital cash expiration?

              Taler e-money is issued with a validity period. One month before the expiration date, your wallet should automatically exchange any digital cash that is about to expire for new digital cash with an extended validity period. However, if your wallet is offline for an extended period of time, it may be unable to do so. Ensure your wallet is regularly online to avoid losing money due to expiration!

    • chicken@lemmy.dbzer0.com
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      1 day ago

      social media engagement hype, predatory capitalism, and disinformation ruining something

      I mean, it still works for getting around Visa and Mastercard. For instance it can be used to make donations to various media piracy groups. It’s just that it’s so useful to scammers and many people see the technology as a whole as being one ‘brand’.

      • brucethemoose@lemmy.world
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        1 day ago

        It’s more than a perception problem now, it’s a culture one within the crypto community (as far as I can tell).

        Even if you treat the most prominent crypto as a utility, the sea of hype and speculation will affect you.

        • chicken@lemmy.dbzer0.com
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          21 hours ago

          Maybe. I feel a bit out of the loop on “crypto community culture” because I understand that much of it largely exists on Twitter nowadays, and I don’t go there. Still, it is a functional solution for a money equivalent of encrypted communication.

          • brucethemoose@lemmy.world
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            21 hours ago

            Or Discord! And investment TV! It’s so cultish, it’s unreal.

            I think this should be distinguished between “pure” crypto enthusiasts, in it for the utility, not speculation, which are probably like pink elephants now.

            AI has a similar divide, where like 99% of the hype is on Twitter and TV with AI bros, but there are little niche communities messing with open weights, locally runnable models in a much more grounded way. /r/localllama used to be a hub for this (and there is a little branch on Lemmy), but unfortunately it seems to be getting strangled by Reddit enshittification .

      • brucethemoose@lemmy.world
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        1 day ago

        Stablecoin is a thing. So is a system to control inflation.

        The more pressing issue to me is the core premise: a totally anonymized but publicly recorded financial system makes no sense, especially when the user generally won’t grasp it. It’s just begging for thieves and scammers, and that’s what it got.