Text messaging has been a staple of communication for decades, but it's time to move on. In this video, we'll explore why SMS is an outdated and insecure technology and discuss better alternatives.
Don’t use those banks. Why are you staying with a bank that has terrible security practices?
Next your going to tell me you pay ATM fees as well.
EDIT: lol what’s with the down votes? If you don’t like your banks practice, don’t use that bank. Being complicit and allowing banks with shitty practices to be your bank only makes it easier for them to not change.
My credit union uses SMS for 2FA, so does my (online) bank. What “host of other options are available”? Do tell. But GTFO if you are going to suggest paying my health insurance premium or rural grocery store in Monero or some nonsense like that.
I don’t know your specific circumstance but I highly doubt you only have one option for a bank or credit union or other financial institution. Time to adult some shit and do your research. Complaining on Lemmy will only get you so far.
You are making the mistake of assuming that people make a decision about what institution to bank with solely based on what kind of 2FA they provide. In reality, there are many other factors involved. I ended up banking with these institutions for a reason. And I don’t know what the overall situation outside the US, e.g. in Europe, is but I think in the US there are few banks that offer something better than SMS 2FA. Some will force you or invite you to use their special app (which may or may not only work with SafetyNet) instead, which is absolutely not an improvement except perhaps strictly in the security sense. I think there are a few experimenting with FIDO2 hardware security keys but that is the exception. This is a problem that requires regulation not telling random individuals that they just need to git gud at picking a bank.
Tell banks that still use it as MFA that
Don’t use those banks. Why are you staying with a bank that has terrible security practices?
Next your going to tell me you pay ATM fees as well.
EDIT: lol what’s with the down votes? If you don’t like your banks practice, don’t use that bank. Being complicit and allowing banks with shitty practices to be your bank only makes it easier for them to not change.
I didn’t say anything about who I bank with or that I use banks that uses these practises. Calm down
Doubt.
Regardless, don’t use shitty banks. Being a customer of then just tells them your OK with it.
I don’t have any other option unless it’s downloading their shitty app for MFA.
A bank is a choice. You can always choose a different bank.
Obviously it doesnt bother you that much if your willing to stick with that bank.
You don’t know what the fuck you’re talking about; a real Dunning Kruger.
There are many places where every bank uses SMS for 2FA…
Relax homie don’t pop a blood vessel. I know it can be frustrating to realize you have to take some personal responsibility for your privacy.
You don’t have to use a bank at all, you opt for a credit union or a host of other options.
The irony in you invoking the dunning-kruger effect when all you have probably done is read the wiki page gave me a chuckle.
My credit union uses SMS for 2FA, so does my (online) bank. What “host of other options are available”? Do tell. But GTFO if you are going to suggest paying my health insurance premium or rural grocery store in Monero or some nonsense like that.
I don’t know your specific circumstance but I highly doubt you only have one option for a bank or credit union or other financial institution. Time to adult some shit and do your research. Complaining on Lemmy will only get you so far.
You are making the mistake of assuming that people make a decision about what institution to bank with solely based on what kind of 2FA they provide. In reality, there are many other factors involved. I ended up banking with these institutions for a reason. And I don’t know what the overall situation outside the US, e.g. in Europe, is but I think in the US there are few banks that offer something better than SMS 2FA. Some will force you or invite you to use their special app (which may or may not only work with SafetyNet) instead, which is absolutely not an improvement except perhaps strictly in the security sense. I think there are a few experimenting with FIDO2 hardware security keys but that is the exception. This is a problem that requires regulation not telling random individuals that they just need to git gud at picking a bank.
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