• Nusm@yall.theatl.social
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    6 days ago

    I was going to do it as a side hustle, but then I found out that I would have to change the type of car insurance I have, and my rate would go up. If I didn’t and had an accident while delivering, my insurance company would 100% deny all claims - assuming they found out I guess. I wasn’t willing to risk it , and the higher premium cost made it unprofitable.

    • Pika@sh.itjust.works
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      6 days ago

      Honestly, I’m surprised insurance companies don’t actively pursue this. Like doing a side gig such as this would very easily increase the possibility of claims because you’re on the road, so financially speaking it would make sense for them to try to partner through those delivery apps or Research into whether someone is doing it professionally on the side.

      Then again I guess it is more financially Justified for them to just milk your insurance money up until the point that you get into an accident and then deny your claim there for being a gig worker

      • acosmichippo@lemmy.world
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        6 days ago

        externalizing costs. vehicle maintenance, insurance, wages… it’s all a ruse to get anyone else to pay their overheads without realizing it.

      • EngineerGaming@feddit.nl
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        6 days ago

        A lot of couriers in my area are also using ebikes now. At least in winter, it seems like even more than regular bikes.