• Harvey656@lemmy.world
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    2 days ago

    While funny, and this is a the meme community, God it’s so much worse than that. Debt accumulated in a western style capitalist society is just how money exchanges hands. Your debt, the one that deeply affects your life, that can ruin your ability to make basic purchases and health care is a simple gamble for the rich, OUR debts.

    Their debts are waved away, all because it makes more profits to forgive major mistakes when the other people are rich. I’m looking at you GM and Chrysler, I’ll never forget.

    Edit: I forgot.

    • KillingTimeItself@lemmy.dbzer0.com
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      2 days ago

      Your debt, the one that deeply affects your life, that can ruin your ability to make basic purchases and health care is a simple gamble for the rich, OUR debts.

      well no, so there are technically two types of debt, personal debt, the kind of shit you have on your car or house. Which are generally negative, and then investment based debt, a debt that is presumed on the potential future evaluation of a company for example. This is inline with how a lot of VC funding is done, although more complex.

      There’s also the concept of having asset backed debt, for example a car, or a house. The downside here is that cars and houses are generally very important to daily life, but if your debt is based on the valuation of your company for example, that inherently holds significantly less personal risk to you.

      There’s also a much more complex macro economic theory, where if extremely large players go down, a significant portion of the economy also goes down. It might be beneficial for a government to absolve the debt of a national company if for example, it protects broadly from a significant economic retraction, similar to the kinds we’ve seen before like in the great depression. Granted in that case, we did nothing, and everything imploded, globally.

    • chiliedogg@lemmy.world
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      2 days ago

      Wasn’t Ford the American auto company who didn’t have to be bailed out by taxpayers while GM and Chysler did?

      • Harvey656@lemmy.world
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        2 days ago

        Maybe. Listen, what I said was in the moment. You can’t blame me for being stupid on the internet lol.