In China, you can’t exist without a smartphone, because for all existential things you have to do (paying bills, buying tickets etc.) , you are forced to use the almighty wechat app. Smartphones are a tool to manipulate and to spy on the population. It is a tool utilized by the ruling class, to control the masses. I hate the future and I hate “progress”.
This is interestingly straightforward for a lot of cases, if you haven’t done anything (like eat food that’s been made), then you likely haven’t incurred a debt. Purchasing your favorite new shirt from a clothing store doesn’t incur a debt just because you want to make the purchase.