• Soup@lemmy.world
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    4 months ago

    The hospital reduced the payment after learning he was uninsured? Is that like how itemized receipts make it cheaper because it’s all designed to shaft insurance companies who then just shaft their clients to not lose any money?

    Also fuck the people who actually enforced that rule on the boat and anyone who would threaten their jobs if they didn’t.

    Just another reason to avoid cruises, I guess.

    • RebekahWSD@lemmy.world
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      4 months ago

      Most hospitals will remove the cost entirely if you are uninsured and make under a certain amount.

      Example. My husband recently (…okay, 2 years ago, but the passage of time hurts) had to go to the hospital, and be admitted for, an infected insect bite. No cost on admittance. Had to stay a few days to be on ivs.

      Over the course of the next few months we get the bills. Which we can’t pay. But we have the number for the part of the hospital that can lower the costs.

      We give them all the information, then wait.

      One day a lady drives up to our place, hands my husband a piece of paper saying he owes the hospital nothing, then leaves. It was surreal.

      • Gestrid@lemmy.ca
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        4 months ago

        The lady that day: “You know, I rarely ever get to completely forgive someone’s debt. I’m gonna deliver it personally to see their reaction.”

        • RebekahWSD@lemmy.world
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          4 months ago

          We certainly weren’t expecting it to be delivered in person! Amazingly the letter also covered the next year if he had had to go back to the hospital (I think in case there were complications, which insect bites generally don’t have, but this was meant to cover a lot in case)

  • Garbanzo@lemmy.world
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    4 months ago

    Vincent Wasney was told that after having three seizures aboard the Independence of the Seas liner and receiving a blood test and medication, he owed more than $2,500, which had to be paid before he could disembark.

    There’s all kinds of what the fuck in this story, but this is the part that really gets me. How can they hold a person hostage like that? How does the cruise line management sleep at night knowing Florida man might be out there looking for revenge?

          • Wiz@midwest.social
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            4 months ago

            The first-past-the-post system created the two-party system. In order to fix the two-party problem, a start would be ranked-choice voting. Otherwise voting third party is literally dangerous because the worst people might get into office and fuck things up more.

              • NotAnotherLemmyUser@lemmy.world
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                4 months ago

                Personally I’m more of a fan of Approval Voting since it’s effective and the easiest to explain/implement.

                Otherwise STAR voting is really good. Lastly I would take RCV since that is at least better than what we currently have.

  • jordanlund@lemmy.worldOP
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    4 months ago

    FTA:

    "Under the cruise operator’s terms and conditions, guests are required to pay in full the expenses they incurred on their trip, and Royal Caribbean doesn’t accept “land-based health insurance plans.” The company advises guests to consider travel insurance before setting sail.

    Mr Wasney and Ms Eberlein had neither health insurance nor travel insurance before they boarded their Caribbean cruise."

    • zabadoh@ani.social
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      4 months ago

      You’d have to have your priorities seriously out of touch with reality to pay thousands of dollars to go on a cruise instead of buying health insurance.

      • jordanlund@lemmy.worldOP
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        4 months ago

        Even if he HAD health insurance, it sounds like the cruise would have rejected it. They needed supplemental travel insurance, which I don’t think most people would consider for health related costs, more like “If I get sick and have to cancel…”

        • MagicShel@programming.dev
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          4 months ago

          I don’t like travel insurance because those fuckers weaseled out on Covid on me. No idea how that didn’t qualify, but our travel insurance told us to get bent when there was a strong travel advisory. I guess it wasn’t strictly banned, but we weren’t taking the chance.

      • Tar_Alcaran@sh.itjust.works
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        4 months ago

        My (dutch) health insurance covers healthcare everywhere, except in areas with negative travel advisory, international waters, or the USA. So this seems pretty common.

      • fiercekitten@lemm.ee
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        4 months ago

        Not necessarily if you live in the US.

        Sure, it’s really bad and risky not to have health insurance here, but also even if you have it, you’re mostly paying a premium to be denied care and coverage when you’re at your most vulnerable. It’s a truly cruel system and I don’t judge anyone who refuses to pay for health insurance here.

    • dan@upvote.au
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      4 months ago

      land-based health insurance plans.

      How do I get a sea-based health insurance plan?

        • partial_accumen@lemmy.world
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          4 months ago

          No, it means you already know that you have a chronic medical condition and it shouldn’t be surprising you might need medical care on vacation and plan appropriately including buying travel medical insurance. This is just part of adulting.

          • prole@sh.itjust.works
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            4 months ago

            US problems… Nobody else needs to worry about whether or not they have health insurance, do they?

            • partial_accumen@lemmy.world
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              4 months ago

              You tell me, does European or other national health care extend to the country of Panama where the ships are frequently flagged?

  • mycathas9lives@lemmy.world
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    4 months ago

    Gotta pay to play even if you hit the medical incident square in the game. That’s how it works. That’s exactly how all of this works!