Fed’s new instant payment system could be trouble for PayPal, Venmo::The Fed’s goal is to connect 9,000 financial institutions nationwide.

    • jeffw@lemmy.world
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      1 year ago

      We’re talking about wire transfers, not closing on a mortgage. They take 3-5 days. I pay my loan to Rocket every month

    • BiNonBi
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      1 year ago

      That’s for a mortgage not an inter-bank account to account transfer.

      There is a metric shit ton that goes into a mortgage from checking financial history to an actual inspection of the house. That process takes time just from the sheer amount of parties involved.