Goes both ways, the clauses also prevent people from abusing the system and intentionally damaging their vehicles to get repaired.
If you have a legitimate claim, there is nothing you should worry about.
I’m glad my premiums don’t go up because someone intentionally hit a car marginally in their lane “because I had the right of way”, instead of just moving slightly over to avoid the collision.
Oh man what a sick gotcha it’s not like that’s the entire purpose of a for profit insurance system.
Alternatively, the lovely thing about driving an old beater is that you have nothing to lose in situations like this.
Goes both ways, the clauses also prevent people from abusing the system and intentionally damaging their vehicles to get repaired.
If you have a legitimate claim, there is nothing you should worry about.
I’m glad my premiums don’t go up because someone intentionally hit a car marginally in their lane “because I had the right of way”, instead of just moving slightly over to avoid the collision.