• 1 Post
  • 26 Comments
Joined 2 年前
cake
Cake day: 2023年7月18日

help-circle

  • The city I grew up in (population around 30,000) made HOAs mandatory for any development of 5 or more homes. Why? The city council got fed up mediating disputes between neighbors. People would go and expect the city council to get involved if their neighbors fence was ugly, or the lawn was unkept, or their party was too big. It started happening every meeting so they decided forcing everyone into an HOA would force them to solve it themselves.















  • I was once rear ended at a red light. I was knocked unconscious and the driver drove off. A few kind witnesses called police who took a report. They got half his plate imprinted on my bumper, but never tracked him down. I had State Farm, and I was even paying extra for the “uninsured driver coverage”. They said they couldn’t cover it because until they had another driver’s information I was automatically at fault, even with the police report and witness accounts. They said it didn’t count as uninsured driver because it’s possible the guy had insurance. I was flabbergasted.

    In the end I had a concussion and needed to take time off work for recovery and my short term disability insurance ended up suing State Farm because they didn’t want to pay for my medical treatment. State Farm agreed to cover medical care but only if it was recorded as my fault and I paid my deductible. In anger I tried to switch insurance companies but found out they have a shared database and since it was recorded as a hit and run my fault, nobody else would take me. And State Farm jacked my rate up 30%…




  • I once worked in a division of ~3500 employees, every year the division produced two profit forecasts one called “pessimistic” and another called “optimistic”. My first year the division made $335 million MORE than the optimistic forecast so the division CEO approved every employee a $335 bonus.

    The next year it happened again but only $285 million, so $285 bonuses that year.

    Both times I scoffed and quietly pointed out to the delighted Boomers I trusted that it was less than one third of a percent of the total money.

    The next year apparently the corporate office found out, fired said CEO and quashed the bonuses forever. Apparently the distribution of the crumbs was more than they could handle.