It was even worse before the ACA. Before then, insurance could kick you off your plan for no reason and refuse to cover new users for pre-existing conditions.
In practice, the way this worked was quite simple: You got cancer, your insurance canceled your plan, and then they would refuse to give you a new plan because you had a pre-existing condition - cancer.
It was even worse before the ACA. Before then, insurance could kick you off your plan for no reason and refuse to cover new users for pre-existing conditions.
In practice, the way this worked was quite simple: You got cancer, your insurance canceled your plan, and then they would refuse to give you a new plan because you had a pre-existing condition - cancer.